How it works
A buy-now-pay-later
that doesn't shout.
How it works
Three steps,
no card required.
Future Pay isn't a credit card and isn't a loan you have to apply for in advance. You decide at the till, the Snap app handles the rest, and the money moves quietly in the background.
01
Pick where you shop
At checkout, at any of our 50+ partner merchants — in-store, online, or in the Snap app.
02
Choose a plan
Standard plans run 3, 6, or 12 months. Micro plans split smaller buys over 4 or 8 weeks.
03
Pay over time
Equal instalments, transparent rates, and a single rounded payment at the end so the maths is honest.